The Eligibility Criteria for NYSC Loan 

• Nigerian citizen.
• Aged between 18 and 35 years.
• Have successfully completed the NYSC program.
• Must have a viable business idea or plan.

Requirements for NYSC loan

• Completed NYSC discharge certificate.
• Business proposal or plan.
• Valid identification documents (e.g., National ID card, International Passport, or Voter’s Card).
• Bank verification number (BVN).
• Passport-sized photographs.
• Academic certificates and credentials.
• Guarantor’s form.

Steps to Apply for an NYSC Loan

• Visit the official NYSC Loan website or the designated loan application portal.
• Create an account by providing your personal details and a valid email address.
• Fill out the application form with accurate information, including your educational background, NYSC discharge certificate details, and business proposal.
• Upload the required documents, such as your identification documents, academic certificates, and business plan.
• Complete the application process and submit the form.
• Wait for the loan application to be reviewed and processed.
• If approved, you will be contacted via email or phone regarding the next steps.
• Fulfil any additional requirements or documentation requested by the loan agency.
• Receive the loan amount in your designated bank account after completing all necessary procedures.

You are advised to note that the NYSC Loan program. may have specific requirements and procedures that can change over time. This means that you might need to visit the official NYSC website or contact the NYSC Loan program office for the most up-to-date and accurate information regarding eligibility, requirements, and application procedures.

FAQ 

How can I borrow money from my NYSC account?

The NYSC loan program is designed to provide financial assistance to graduates for business startups, and it is not directly linked to borrowing money from your NYSC account. 

The NYSC loan is a separate loan facility provided by financial institutions or government agencies. To apply for an NYSC loan, you need to follow the application process outlined by the loan provider or agency responsible for administering the loan program.

What do you need to apply for an NYSC loan?

When applying for an NYSC loan, you will typically need the following documents and requirements:

• Tertiary Institution Certificate
• NYSC Discharge Certificate
• Legal Ownership of Assets

These three things are the main things you need for an NYSC loan to be granted to you

Conclusion

The NYSC Loan program offers Nigerian youth who have completed the NYSC program an opportunity to access financial assistance for business startups and self-employment

The post NYSC Loan – Eligibility, Requirements And How To Apply appeared first on VTU.ng.

Your BVN (Bank Verification Number) is as important as your NIN (National Identity Number) which is used to track, identify and record your financial activities including fraud and Loan History in Nigeria.

However, these details are supposed to be kept secret and only required for official purposes only. Now that you need it to do some things regarding your account you might need to retrieve it.

Why BVN is Important

Identity theft and fraudulent transactions have become a menace to the global banking system in recent times. In order to ensure the trust relationship in the Nigerian banking system is not undermined, The Central Bank of Nigeria in collaboration with all Nigerian Banks launched Bank Verification Number (BVN) project on February 14, 2014. The BVN uniquely identifies every customer across the Nigeria Banking industry using biometric details. It is a requirement for operating a bank account in Nigeria as no withdrawal shall be made on accounts without validated BVN (customers in diaspora accounts were exempted till January 31, 2016).

Source: Zenithbank.com

How To Check BVN on Zenith Bank

• Online
• USSD Code
• SMS.
• Zenith Bank Customer Care.

Here is How To Check BVN On Zenith Bank using USSD Code, Online and Via SMS.

But the fastest way to check and get your BVN is through the USSD code, other methods can take a few minutes to get. Be aware that you will be charged around N10 from your network providers such as MTN, Glo and Airtel which means you have to recharge airtime to get started with the process.

So, What is Zenith Bank USSD Code to check BVN?

Zenith Bank USSD Code For BVN

Zenith Bank USSD code is *966# but this is for only USSD Code banking, while if you want to use it to get your BVN. you should dial *966*BVN# or submit a BVN like this *966*yourBVN#.

Note that the general code to check BVN for all banks is *565*0#

Ensure you have up to N20 naira Airtime on the linked SIM.

This has to be done with the SIM card you used to register for BVN in your Bank and linked to your BANK. if you have lost your SIM, it is recommended to do a welcome bank or go to your bank branch and request for a change of phone number.

To check your BVN on Zenith Bank using the BVN USSD code:

• Open your Dialer app/ type the dialling code.
• Dial *565*0#.
• Your Bank Verification Number (BVN) will be displayed on the screen.
• Copy out the numbers and save them in a secure place.

Using Zenith Bank USSD code

• Dial *966#
• Follow the prompt and
• Select Inquiry
• Select BVN inquiry.
• Your BVN will be displayed to you. (note: you will be charged a service fee from your network provider).

If there are network issues and you are unable to get it, you can try other methods by contacting Zenith Bank Customer Care.

How To Contact Zenith Bank Customer Care

call 234-1-2787000, 0700ZENITHBANK or visit any Zenith Bank branch closest to you. 

Email: zenithdirect@zenithbank.com, 

USSD code and Contacting Zenith Bank Customer care is the only trusted way to check and get your BVN code. Please we will never ask you for BVN and do not share your BVN on the comment section.

Hope this tutorial helps you find Zenith Bank Code to check BVN on all networks.

The post How To Check BVN On Zenith Bank (Using USSD Code, Online and Via SMS) appeared first on VTU.ng.

Let’s get started,

The National Examination Council (NECO) has been concluded and the result is out which means you can now check your NECO result 2023, but how can you check your NECO result with or without a scratch card? without token.

What You Will Need;

• Examination Year.
• Examination Type.
• Token.
• Registration Number.

In order to successfully check your NECO result, you have to have purchased your NECO Token from the NECO website with your account. before we can continue on the step to check results or buy the NECO tokens, see how to create a NECO account online.

Also Read: How To Check WAEC Result

How To Create NECO Portal Account

You will be asked to fill in the information below on the NECO Sign-up Page to check the result.

Note that creating an account is free unless you want to purchase NECO Token

• First Name
• Middle Name
• Last Name
• Email Address
• Phone Number
• Password

After filling in this information, click on Create Account to submit.

Congratulations you now have a NECO Account. you can check results or do other things like printing passed exams on the portal.

The next thing you will need if you want to check the result is to get the NECO token for that year.

How To Purchase NECO Token Online

After you had create your NECO account, you can now purchase NECO tokens to check the result.

• Login to NECO Website Dashboard.
• Navigate and click on Purchase Token (NB: Each token can be used with only one result for a specific number of views)
• Input the token number you need and click on the Pay Now button (NB: a token is N500 + N50 service charge).
• Then, click on Proceed to Pay button to pay for the token on the REMITA platform using a bank or card.

You will receive your NECO Token for the year, next thing is to check your NECO result with the token and serial number

How To Check NECO Result Online

• Open your preferred browser and go to results.neco.gov.ng
• Pick your examination year
• Choose examination type.
• Input your Token (The one you have generated).
• put your Registration number (where needed).
• Click on the “Check my result” button.

Congratulations, you have gotten your NECO Result 2023 preview and out, next is to download and print the Original NECO Result 2023.

Hope this tutorial helps you know how to create a NECO account, generate NECO Token and How Check NECO Result yourself.

To print your Original NECO Result 2023, just visit any cyber cafe that prints and sends them the download file you just download. It is printed in a4 size on hard card paper.

The post HOW TO CHECK NECO RESULT | Step To Use NECO Result Checker Online appeared first on VTU.ng.

The West Africa Examination Council (WAEC) or West African Senior School Certificate Examination (WASSCE) is an O’ level school exam that is written once a year and a certificate needed for many other purposes. Also, it is done after the Senior Secondary School Certificate (SSCE) in Nigeria That is why you need to know how to check and print WAEC results with or without a pin.

Without much time wasting, let’s get into the business of the day: How To Check WAEC RESULT 2023

By now, you must have sat for the previous year’s exam and want to reprint or print a new WAEC result.

How to Log into My WAEC Portal Login?

Before you can be able to login to WAEC Portal, you should have your WASSCE/WAEC serial number and PIN then you can visit the WAEC website.

• Go to https://www.waecdirect.org/
• Enter your Examination Number.
• Select Exam Year.
• Choose Exam Type.
• Input your PIN.
• Enter your Serial Number and Submit.

The WAEC portal is the same as WAEC Result Checker but different from the WAEC official website.

How Can I Check My WAEC Result By Myself?

With the help of the digital age, everything is now easy to do and you can even do it yourself from Home just that you might want to print it out but will need a printer.

However, you can check your result online and yourself if you have a good internet connection and device to print it except you just want to check without printing it. then, you can use your phone to check WAEC result and download the PDF to be printed later at Cybercafe.

But here are some questions people do ask:

Can I check my WAEC result online now?

How can I check my WAEC result online by phone?

Yes, you can check your result yourself from the WAECdirect.org website, navigate to the check result section. this can be done both on a smartphone and a computer.

What is the name of the WAEC website?

Aside from the result checker website for WAEC, you can visit waec.org and create an account or learn more about the WAEC board.

How can I get my WAEC serial number and PIN?

Your personal information is on the back of your scratch card or exam id card for WAEC.

Checking your WAEC result is a straightforward process once you have the required details such as your WAEC serial number and PIN, by following the step-by-step tutorial here, you can easily check your WAEC Result.

How To Check WAEC Result

Step 1: Go To the WAECdirect.org portal

WAEC.org is not the website to check results, you have to go to the official website portal which is waecdirect.org on your web browser and follow the next step.

Step 2: Scroll to the Result Checker

Zoom in to see the form on the page.

Step 3: Supply the necessary information.

1. Enter your 10-digit WAEC Examination Number.
   (This is your 7-Digit centre number followed by your 3-digit candidate number eg. 4123456789).
   For examination year < 1999, enter your 8-digit WAEC Examination Number.
   (This is your 5-Digit centre number followed by your 3-digit candidate number eg. 19865001)
2. Enter the 4 digits of your Examination Year eg. 2023
3. Select the Type of Examination
4. Enter the e-PIN Voucher Number
5. Enter the Personal Identification Number (PIN) on your e-PIN
6. Click Submit and wait for the results window to come up

Step 4: Select the year of choice.

Step 5: Double-Check all information.

Step 6: Then, Submit Your Detail.

Final Step: View And Print Your Result.

In Conclusion

You can easily check your WAEC Result with your Serial number, exam number and PIN, you can not check your WAEC Result without an internet connection or SMS.

Hope this content helps you check and print your WAEC Result Online.

The post Steps TO CHECK WAEC RESULT ONLINE YOURSELF appeared first on VTU.ng.

A car loan is another way to borrow money but not in cash or in the choice of car you want to get. there are many websites that offer to give you, your desired car and you pay small-small but here is how Autocheck Africa works.

How Does AutoChek Work in Nigeria

Autochek.Africa is a car dealership platform in both website and app that allow the buying and selling of cars, Car Loan and Car Insurance (Everything Automobile) Including Car maintenance.

This opportunity is for everyone and in so many countries Autochek is available.

You will be required to pay a refundable deposit of 1% of the total amount of the car’s worth to Autochek. This is to ensure that the car is secure for you while they process your car loan.

then you will be required to pay a 30% down payment on the price of the car if you get an offer.

Note: This 30% will be deducted from the price of the car.

Steps How To Apply For Autocheck Africa Car Loan

If you want to get a car loan using Autochek car financing, follow the steps below:

1. Go to the Autochek website or Install the Autochek App from the Google Play store
2. Find a car you like from the Shop Page.
3. After you find the car, click “Pay from xxx amount”. This will lead you to create an account or log in
4. If you already have an account, you can log in, then this will lead you to fill out a form (check below to see how to create an Autochek account).
5. Complete the required form, (input your personal details, your BVN, your monthly income, and other information needed).
6. When you are done filling out the form, if you qualify for Autocheck Car Loan, you will be redirected to a page showing you the breakdown of the amount to repay. this includes the interest rate, car price and time to repay.
7. Tap on “Process Request”
8. Fill out the application form with your personal information needed such as identification details and residential details.
9. After that stage, you will be required to fill in your employment or business details.

Then you can finally submit it and get notified by the Autochek team if your loan application is successful.

How To Create Autochek Account

To create an account on Autochek,

• Open the App or website.
• On the website, select the country you are in.
• Choose your country.
• Then, Click on the Signup menu
• Create Account by filling the form provided.

• Then, click on create account.

With Autochek account, you can easily get car loan anytime you want to request for it.

In Summary

Autochek is one of the top platform that give you friendly and trusted Car loan and have partnership with over 70 banks across the globe. also, you do not need any collaterral to get your Car provided you submit all needed document.

Hope this guide was to take you the entire steps of How to apply for car loan in Nigeria using Autochek and how to create Autochek account.

The post How To Get Autochek Car Loan in Nigeria (Steps To Apply Now) appeared first on VTU.ng.

The platform has a user-friendly interface and secure payment processing system and Remita is the perfect choice for anyone looking to purchase on carbon. So let’s get started and see how easy it is to get carbon using Remita.

What is Carbon and Why Use Remita to Get It

Carbon is a digital lending platform that offers quick and easy access to loans without the traditional hassle of paperwork and collateral requirements. With Carbon, you can apply for a loan within minutes, and get the funds disbursed to your bank account in a matter of hours.

Remita, on the other hand, is a multi-bank payment gateway that enables you to receive and make payments for goods and services in Nigeria. With Remita, you can conveniently manage your finances, make payments, and receive funds from anywhere in the country.

The use of Remita with Carbon is essential as it enables loan disbursement and repayment processes to be easily managed. Using Remita for your Carbon loan application ensures that the loan process is hassle-free, efficient, and secure.

And also, the combination of Remita with Carbon means that you can easily monitor your loan repayment progress, get loan notifications, and access your loan statement anytime, anywhere. So, whether you need to borrow for a personal expense or business growth, Carbon and Remita offer you a convenient, fast, and reliable solution to meet your financial needs.

For anyone, using carbon to get Remita is an excellent way to leverage the benefits of both platforms. The combined efficiency, convenience, and security provided by both platforms make them the ideal choice for anyone seeking instant loans in Nigeria.

Method To Get Carbon Using Remita

To request a Carbon loan using Remita, follow these simple steps:

1. Go to Remita’s official website and click on “Pay Bills.”
2. Tap “get the loan” next to Carbon then you be directed to the Carbon website.
3. Input your Carbon ID or phone number and the loan amount you wish to request.
4. Confirm the transaction and make the payment using any of the available payment options.
5. Once your payment is confirmed, your Carbon loan will be disbursed within 24 hours.

Finally, here are some tips to help you successfully get a Carbon loan using Remita:

• Ensure that your bank account details are correct.
• Make your loan repayments on time to avoid late payment penalties.
• Apply for a loan amount that you can comfortably repay within the stipulated time frame.
• Keep track of your loan balance and repayment dates to avoid defaulting on your loan.

By following these tips, you can successfully get a Carbon loan using Remita and meet your financial obligations without any stress.

Ways To Have an Account on the Carbon Loan App

Go to the Google Play Store or Apple App Store and download the Carbon Loan App.

Sign up using your valid phone number, email address, and BVN (Bank Verification Number).

Verify your account by uploading a clear picture of your government-issued ID card and a selfie.

After verification, you can start applying for loans within the range of N1,500 to N500,000.

How Do I Receive My Carbon Loan?

To receive your Carbon loan, you must have an active bank account and ensure that your bank account details are accurate. Once your application is approved, the funds will be disbursed directly into your bank account. The disbursal process usually takes a maximum of 24 hours.

It’s important to note that Carbon charges an interest rate on its loans. The interest rate varies depending on the loan amount and the duration of the loan. The interest rates range from 5% to 15% per annum.

Is Carbon a registered loan app?

Yes, Carbon is a registered loan app. It is provided by One Finance & Investments Limited, a finance company that is licensed and regulated by the Central Bank of Nigeria (CBN). This means that the company is authorized to provide loans to individuals and businesses in Nigeria.

Final Thought

Carbon is a leading digital finance platform that enables individuals to access quick and reliable loans at any time. By using Remita, a popular payment platform in Nigeria, you can easily obtain a loan from Carbon without any stress. All you need to do is visit Carbon’s website and follow the necessary steps as stated above to obtain your loan.

The post How To Get Carbon Bank Loan Using Remita appeared first on VTU.ng.

Why PVC is important for voting

The Permanent Voter’s Card (PVC) is a crucial document that is needed for all Nigerians who are eligible to vote. It is essentially the key to accessing the polling stations on Election Day. Without your PVC, you will not be able to cast your vote or participate in the democratic process.

The importance of the PVC cannot be overemphasized. It ensures that only eligible voters are able to vote and that the results of the elections are fair and transparent. Additionally, it helps to prevent electoral fraud and manipulation by ensuring that each voter can only vote once.

Furthermore, the PVC serves as an important form of identification for Nigerians. It contains important details such as your name, age, address, and photograph. This can be useful in situations where you need to provide proof of identity or residency.

In summary, the PVC is a vital document for Nigerians who wish to participate in the electoral process and exercise their right to vote. It ensures fairness, transparency, and the prevention of fraud in elections. As such, it is important for all eligible voters to obtain and safeguard their PVC.

Steps To Get And Print PVC Online

1. Visit the INEC website and either create a new portal account or log in if you already have one.
2. Once you’re logged in, navigate to the PVC section and register to obtain your PVC.
3. You will need to upload a passport photograph, so make sure you have one ready.
4. Next, you will need to schedule an appointment at the INEC office closest to you.
5. When you go to the INEC office for your appointment, you will need to bring your Temporary Voter’s Card (TVC) as well as a valid form of identification, such as your national ID card or driver’s license.
6. Once your identity is confirmed and all of your information is verified, you will be given your PVC.
7. If you misplace your PVC, you can simply reprint it from the online portal by logging in with your credentials and downloading a new copy.

It’s important to note that there are a few common issues that can arise when attempting to get and print your PVC online. Some of these include issues with the portal, slow website speeds, or difficulty scheduling an appointment. If you experience any issues, the best course of action is to contact the INEC support team for assistance.

With persistence and the right tools, however, anyone can get and print their PVC online in a relatively straightforward manner. Remember to follow all guidelines closely and pay close attention to the instructions provided on the website or app to avoid any errors or complications.

FAQ

Can I collect my PVC now?

No, if you have registered for your PVC but haven’t collected it yet, you can’t collect it as the deadline has passed since January 29, 2023.

Which state in Nigeria has the highest PVC collection?

As of August 2018, a breakdown by states revealed that Lagos has the highest number of collected PVCs, with 6,214,970, followed by Kano with 5,594,193, and Kaduna, with 4,164,473. These three states have the highest PVC collection rates in Nigeria.

On the other hand, Ekiti State has the least number of collected PVCs, with only 958,052 PVCs collected. This figure highlights the need for increased voter education and awareness in the state, as it is crucial for every eligible voter to collect their PVC and exercise their civic responsibility during elections.

It’s worth noting that the data provided by INEC is constantly being updated, so it’s important to keep an eye on the latest numbers for your state. If you are yet to collect your PVC, you can take advantage of the online platform provided by INEC to get and print your PVC.

Conclusion

Getting and printing your PVC online is an essential step in ensuring your voice is heard during elections in Nigeria. By following the steps outlined in this article, you can easily get and print your PVC online from the comfort of your own home.

The post How To Get And Print PVC Online (Permanent Voter’s Card) appeared first on VTU.ng.

Before you borrow a loan from any loan app, do ensure to read their terms and conditions most especially the loan app in Nigeria.

But if you still want to borrow money near you, do consider checking out this guide on the list of Microfinance Bank in Nigeria. most loan app is owned by some of these Microfinance Bank (MFBs) licenced by the Central Bank of Nigeria CBN.

Just like the way we explained for the Branch loan app, that is almost like the same method because in order to access a loan from any loan app in Nigeria, you need to create an account and get it fully verified by providing the required verification needed.

So, let’s get started.

The first step is to know how to create LCredit Account, now let’s show you how to.

How To Create An LCredit Account

Ensure that you read the terms and conditions, policy and outside reviews both on Google Play and from trusted websites.

However, note that LCredit Loan App was removed from the Google Play store for violating its policies and rules.

And as of now, this post was created we could not find LCredit Loan App on Google Playstore but their website states that you can get it on Google play store.

Clicking on the button automatically downloads the app without installing it from the Google Play store which is not a good signal. but if you still want to download it, here is how.

First, you should download the app or create an account online via the website.

• Go to LCredit.ng
• Click on Download App.
• Install and Create an Account.

You can create an account on the app or website.

We will use the website as an example;

• Visit https://loan.lcredit.ng/index.html
• Add your phone number (for easy verification and as recommended, use your phone number link to your BVN).
• Accept their User Protection Agreement.
• Fill in other personal information on the next page.
• By now, you have an LCredit account.

Now you have an LCredit Account, How To Borrow Loan and repay back.

How To Borrow A Loan From LCredit

To borrow a loan, you need to apply for it and wait for approval.

How To Repay LCredit Loan

You can repay an LCredit loan pay with these three methods

• Pay with card
• Offline transfer
• Pay with a bank or USSD

When you get to the loan dashboard where you owed Lcredit click on Loan Bill on the App and your loan owed will appeared plus the interest rate.

click on pay now and choose any payment method of your choice.

LCredit USSD Code

LCredit does not have a USSD code like Palmpay does but you can only repay with a USSD code when you want to repay your loan using the online payment gateway they have such as Paystack, Paga and any.

Conclusion;

From our overall review, LCredit is not secure to trust or share personal details with. the list looks like a phishing website and app.

We do not recommend using this app because it is not on any recognised app store such as the Apple app store or Google Play store and is not approved by the central bank of Nigeria.

Even if it was, it was revoked and removed from them all for fraudulent issues.

You may use this app at your own risk.

Hope this article helps you understand more about LCredit and how to repay LCredit Loan.

The post LCredit USSD Code, How To Repay LCredit Loan appeared first on VTU.ng.

Palmcredit is a loan app like Opay, Palmpay, Branch and many other loan apps in Nigeria. However, there are lots of different apps with promising interest rates and repayment periods. Now, the question here is Palmcredit legit?

In this app review, we are going to find out more about the Palmcredit loan app and how it works. we will go deep by also showing the Palmcredit USSD code and how to get the Palmcredit app.

So, let’s dive in.

How To Get PalmCredit Loan App

Palmcredit is available only on the Google Play store and can be accessed on other devices through the web app, it has over 5M+ downloads on the Google Play store and 159k+ reviews, rated 3.9 top loan app.

The app is published under Newedge Finance Limited.

To download the Palmcredit app;

• Go to the “Google play store” on your Android device.
• Search for the “Palmcredit” loan app.
• Click on the “install’ button.
• After installation, open the app to create an account.

Next, we show you how to create a Palmcredit account to be eligible to borrow a loan from the app.

How To Create A PalmCredit Account

After installation of the app, another thing you need to do is to create an account on the Palmcredit app.

To create an account,

• Open the PalmCredit app you have downloaded.

• Register with your phone number and a verification code will be sent to the phone number registered.

• Verify your identity by providing your Name, Surname, BVN, Birthdate, and Gender.

Can’t remember your BVN? Not to worry, just dial *565*0# to get your BVN.

• Keep in mind that your Name arrangement and information must be the same as on your BVN.

• Set up your ‘Bank Information

• Fill in ‘Education and Employment’ with your details

• Click Submit.

Now you have a Palmcredit account, how can you borrow a loan, interest rate and repayment method?

How To Borrow A Loan From PalmCredit

After you have successfully created an account, you are eligible to borrow some amount of money depending on your account verification and status.

Loan Requirement

✔︎Nigeria resident
✔︎18-60 years old

Quickly, let’s the Loan interest rate and repayment method.

Loan Interest Rate

The annual Percentage Rate is also known as A.P.R

Annual Percentage Rate from 24% to 56%.
-Example: If you choose a 6-month loan and borrow NGN100,000, Plamcredit charges an interest rate of 4% per month. Borrow NGN interest rate:24% and the APR is 48%.180 days repayments of NGN24,000. The total amount of payment is NGN124,000.

How To Repay Palmcredit Loan

If you have borrowed money from palmcredit and you want to repay back, you can do so only from the in-app payment method.

The Palmcredit app has an in-built payment gateway that accepts payment, to avoid being a loan defaulter, use the app to repay your loan and not fake the palmcredit customer care number.

Conclusion

If you can’t borrow money from PalmCredit for any reason, you can try using an alternative method called the Palmpay loan app.

Hope you find this guide helpful, do leave a comment here.

cheers.

The post PalmCredit Loan App – USSD Code For Loan in Nigeria appeared first on VTU.ng.

However, they do not only operate in Nigeria but all over across borders making it a more legit and trusted app when sharing your detail.

You may want to know if you can get any amount of loan from this Branch loan App. So, let’s out.

How do I get a loan from my Branch app? Is the Branch loan app legit? How much can Branch lend me? What is the highest loan limit in the Branch app?

Where To Download Branch Loan App

The Branch Loan app is available on Google Play Store and App Store on iPhone.

So, just the way you get other apps, that is how you can get the branch loan app and be able to borrow a loan from any device you are using.

Step 1. Head over to your App Store/ Google Play Store.

Step 2. Search for “Branch Loan App”.

Step 3. Identify the one by the publisher id; Branch International Financial Services Limited

Note: The branch app has over 10M+ downloads as of when this post was made with 1.04M+ reviews on the Google Play store.

Step 4. Locate the right Branch loan app and install it immediately.

Step 5. Then Open to create an account on the branch.

in the next section, we will be showing you how to create an account on Branch and borrow a loan.

How To Create A Branch Loan Account

Before you can be able to borrow a loan from the branch app, you must first sign up for an account and verify all necessary things that are needed which includes your identity and location. So, let’s see how to create a verified Branch account on both Android and iPhone.

By now, you already have the Branch Loan app on your device either Andriod or Iphone (or any device you downloaded it with).

The best way is to;

• “Open” the Branch App.
• Tap on “Sign Up”.
• Follow the instruction and “fill out the form” correctly with your details.
• “Agree to the terms and conditions” of the Branch App.
• Provide all necessary verification means such as BVN (Bank Verification Number), NIN (National Identity Number) and Utility bill.
• Set Transaction PIN and Password.
• Done.

Branch Loan Requirement

Here is the most interesting part you may want to know and also how to borrow a loan from the Branch app.

Every loan app has different requirements and interest rates that they work with to be able to provide steady service for their customers, Branch is no different and has some loan limits depending on the customer’s repayment status and history.

In order to borrow a loan, you have to use the Branch Loan app for transactions in the past months and verify your account with all means of verifications.

The branch is much more than an online loan app to borrow instant cash. It is also an online banking app in Nigeria that lets you transfer money, gives you 2% cash back for every bill you pay, invest to earn up to 15% returns, and borrows money. It is the ultimate cash app with over 40 million downloads and counting.

Branch Loan Interest Rate

Personal Cash Loans range from ₦1,000 to ₦500,000

Tenure:
62 days to 1 year. Monthly interest rates from 3% to 23% depending on the risk profile of the customer.

That is;

Borrow ₦60,000 at APR of 181% (per annum) with a tenure of 62 days
Interest amount = (₦60,000 * (181% / 365)) * 62 = ₦18,400
The total loan amount disbursed will be ₦60,000
Total loan amount to repay will be ₦78,400 (₦60,000 + ₦18,400)
Two monthly payments of ₦39,200
Some customers may be charged a late fee.

Branch App Loan USSD Code

As with every other loan app in Nigeria that has a unique USSD code like Opay, Palmpay and others, Branch does not have USSD Code for loans or any transaction service.

Then, how to borrow a loan from Branch App.

Can Branch borrow me money?

If that is the question you are asking right now, the answer is Yes and let’s find out how.

How To Borrow Loan From Branch App

If you have done all the above-mentioned steps and you are ok with the Branch Loan interest rate, you can borrow a loan from the App without collateral or paperwork needed, just locate the loan menu or tap and get started.

The Branch team will review your loan application and if you get approved afterwards, you will get credited immediately and be notified through email.

Congratulations.

In conclusion;

hope this guide helps you get started with the branch app and all about the Branch Loan app if you want a loan without collateral then the Branch app can give you loans for personal and business use. do check out our other loan app reviews.

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